Underinsurance is a serious problem for property owners as it can affect any claim you make.
It happens when an insurance policy covers a property for less than its actual value. A problem that affects many people and can result in financial loss for the policyholder.
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Business Interruption (BI) should be an essential part of your business insurance protection to provide cover against both loss of income and additional expenses you incur in the event your business suffers a temporary interruption due to an insured incident.
However, it can be complicated. There are many different options and types of cover available and the key is to select the right cover suited to your business. If not, things can go wrong when a claim occurs.
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As the chill of winter begins to vanish and the days gradually lengthen, many homeowners eagerly anticipate the arrival of spring. This season traditionally marks the time for a thorough and diligent practice of spring cleaning.
Beyond the aesthetic benefits of a tidy home, spring cleaning plays a crucial role in safeguarding your property and, consequently, your investment.
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This clause is vital to understand for anyone who is responsible for insuring a building.
If you insure your building for less than the rebuilding cost, your insurer may pay you less if you make a claim. This applies to private properties, rental properties and commercial buildings.
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Starting and operating a business is an unpredictable journey laden with many hazards. While your passion and hard work can drive your business towards success, unexpected events can threaten its stability.
Small and medium-sized enterprises (SMEs), just like large corporations, need to protect themselves from potential financial disasters. This guide introduces coverage types for small businesses to protect their organisations.
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